The rewards of owning your own home business are endless. If you work at home you have total control of your time and income. Is it scary? Yes it is. But the upside is the enjoyment that you have as you become successful. With that enjoyment comes the motivation, drive, and satisfaction of creating your own profitable home business.

I would like to tell a story of the creation of a very successful home business born out of disenchantment, unforeseen circumstances, and fear. That person is Kathy Smith, a technical writer living and working in the Seattle Washington area. Here is her story.

She had been dedicated to her job for many years. The 2-hour daily commute had become routine—a tiresome routine, but nonetheless, a necessary part of her job. She had always prided herself in doing a good job and this was reflected in her annual performance reviews. She wished she could make more money, however, she worked for a bank and that’s something any banker will tell you—if you’re looking for monetary compensation, banking is not the industry to be in.

During her 19 years with the company, she had become an officer of the bank and felt comfortable in that environment. She figured this to be what she would end up doing until she retired. After all, she enjoyed it, it was helping to pay the mortgage for the new house she and her husband had just purchased, and who knew, maybe they could even buy a much-needed new car in the near future.

Then it happened. The thing most bankers dread the most—the “bank acquisition.” Anyone who worked for a bank in those days could tell you that these words always came with the promise “Nothing will change. Everything will stay the same.” She remained optimistic about a job with the bank after the acquisition due to the fact that the acquiring bank needed people with her general qualifications. While she was offered the choice of accepting a severance package or accepting a job with the acquiring bank, she opted for the job (a bird in the hand is better than two in the bush?). In fact, she looked forward to the opportunity and the possibility of learning some new skills and making new connections.

During the first several months in her new position, she poured her efforts into, once again, doing a great job. However, obstacles began to get in the way of her efforts. It seemed that politics was the name of the game in her new environment and she had never been one to play that game. After 7 months, she realized she was expending too much time and energy into her working life and it was taking its toll on her private life. She knew she could not continue this way and needed to figure out how she could correct the situation. One thing she knew was that leaving her job was not an option due to her and her husband’s financial obligations.

She discussed the situation with her husband on several occasions. He kept reminding her that her happiness was more important than any job and encouraged her to consider making a career change. A career change! That was the scariest idea she had ever heard him come up with. Make a career change at the age of 43? He pointed out to her the fact that she was an extremely hard worker and as long as she put forth the efforts, she could succeed at anything.

Within a month of these conversations with her husband, the bank announced that it had taken on too many employees from the acquisition and was offering the same severance package to these acquired employees should they decide they wanted to still take advantage of it. While this seemed like a Godsend, it still meant she would have to eventually find another job. That was the part she was so concerned about: what skills did she have to offer; what was the working world looking for; how does a person market herself; what was it she wanted to do with the rest of her life. To top it all off, she had to have her mind made up by Monday morning—that gave her Saturday and Sunday to decide.

That weekend, once the panic eased on her part, she and her husband calmly explored all the pros and cons of each side—accepting a downgraded position with the bank or accepting the severance package. He encouraged her to take a look at all her marketable skills as well as different job possibilities should she decide to accept the severance package. At the same time, he kept reminding her that while change can be scary, it could also be a very good thing. Even for a 43-year-old person.

He had ideas such as her starting her own business, how she could begin to market herself through various local contract/temporary agencies, and how she could work out of her own home office. The idea of being her own boss, getting out from under the corporate structure, doing something she loved to do, making more money than she ever dreamed she could, and doing it from her own home office seemed too good to be true.

His ability to reason in an orderly, germane fashion along with his positive approach to a seemingly overwhelming situation was the impetus that she needed to make the decision—take the money and run.

You know, he proved to be right… the change turned out to be the best thing that could have happened to her. She has her own fully-equipped home office, has a list of agencies who continually look to her for assistance, sets her own hours, makes more money that she ever thought possible, and loves what she does. Not a week goes by that she doesn’t pinch herself and say, “I am the luckiest person in the world.”

I have to say that I am very proud of what Kathy has built and also feel very fortunate to have been a part of the process and continued success of her business. You see I am Kathy’s husband.

As my own career is winding down toward retirement I find that I have the time to help others realize their dreams. I believe that what I am doing could be one of the most rewarding experiences of my life.

With a little hard work, a little training, and the right direction you too can reap the rewards that you desire. The Internet right there on your home computer can give you the freedom and income you have only dreamed about.

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Presented in Association with SiteSell and Darrel Smith.